President's Corner     Kevin G. Nicol, Dean   After graduating cum laude from Southern Illinois University at Edwardsville with his Bachelors Degree and Masters Degree in education, Kevin Nicol taught in area schools for 11 years. When Kevin entered the financial services industry in August 1981, he built a large agency spanning six states. The quality and quantity of business he produced has been frequently recognized. Kevin is licensed to sell life, health, fire, casualty, and variable insurance. Kevin taught and certified many life and health insurance producers for their pre-licensing and continuing education requirements. After initially becoming securities licensed in 1983, he became a registered principal in 1985 and has managed an OSJ office for several Broker/Dealers. He has also hosted many securities licensing and training seminars. Kevin currently holds Series 6, 7, 24, 26, 51, 63, and 66 securities licenses. Originally founded in 1981, the insurance General Agency, Kevin G. Nicol and Associates, Inc., was incorporated in January, 1991. The Broker/Dealer, Nicol Investors Corporation, was incorporated in August 2002. A holding company, Nicol Enterprises, Incorporated and Registered Investment Advisor (RIA), Nicol Advisors Corporation (NAC) were both incorporated in 2005. Kevin is also the author of "Financial Priorities, A Foundation for Financial Freedom" which is being published on June 19,2006.               Associates of Nicol Financial Services are:registered representatives of and offer securities through: Nicol Investors Corporation (NIC), 1Executive Park, Granite City, IL 62020, 618-931-3267 Member FINRA and SIPC; and/or Investment Advisor Representatives of Nicol Advisors Corporation (NAC); and/or Insurance Producers of Kevin G. Nicol & Associates, Inc. Kevin G. Nicol & Associates, Inc.; NIC; and NAC are subsidiaries of Nicol Enterprises, Inc. (NEI)NEI, Nicol Financial Services, and Nicol Properties are all separate business entities. Nicol Investors Corporation is licensed in AR, CA, CO, CT, FL, IL, IN , KS, KY, MI,MN, MO, NE, OH, OK ,OR,TN, TX & WA.