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Welcome to NIC-U
 
Administration
 
Kevin G. Nicol, Dean
After graduating cum laude from Southern Illinois University at Edwardsville with his Bachelors Degree and Masters Degree in education, Kevin Nicol taught in area schools for 11 years. When Kevin entered the financial services industry in August 1981, he built a large agency spanning six states. The quality and quantity of business he produced has been frequently recognized.

Kevin is licensed to sell life, health, fire, casualty, and variable insurance. Kevin taught and certified many life and health insurance producers for their pre-licensing and continuing education requirements. After initially becoming securities licensed in 1983, he became a registered principal in 1985 and has managed an OSJ office for several Broker/Dealers. He has also hosted many securities licensing and training seminars. Kevin currently holds Series 6, 7, 24, 26, 51, 63, and 66 securities licenses.
Originally founded in 1981, the insurance General Agency, Kevin G. Nicol and Associates, Inc., was incorporated in January, 1991. The Broker/Dealer, Nicol Investors Corporation, was incorporated in August 2002. A holding company, Nicol Enterprises, Incorporated and Registered Investment Advisor (RIA), Nicol Advisors Corporation (NAC) were both incorporated in 2005. Kevin is also the author of "Financial Priorities, A Foundation for Financial Freedom" which is being published on June 19,2006.

           
W. Christopher Ziebold, Assistant Dean
Chief Compliance Officer (CCO), Education/Headmaster (NIC-U)
After graduation with a B.S. in Communications from Southern Illinois University in Carbondale in 1970, Chris spent nine years at St. Louis Community College followed by 25 years with the McDonnell Douglas/Boeing Corporations. He has earned several Regional EMMY awards for his work and provided numerous cover photos for many aviation trade magazines and publications.

Since 1989, he has been in the financial services industries, currently holding Series 6, 7, 24, 63, and 65 securities licenses and life and health insurance licenses for the states of Illinois and Missouri. From Waterloo, Illinois, Chris serves as advisor on the Endowment Boards for two local not-for-profit organizations; as a Waterloo Rotarian and a Vice-President on the Executive Board of the Okaw Valley Council, Boy Scouts of America.

 
Dr. Anna E. Saban,Dean
Dr. Saban has a Bachelor of Science Degree (BS) and a MBA. She earned her Ph.D. in Finance with a minor in marketing from St. Louis University. Licensed as a CPA in the state of Missouri, Anna previously worked for what was then one of the ‘Big Eight’ accounting firms. She is also a Certified EDP auditor and has a Certificate in Data Processing.

After many years working in the corporate environment in management, over 15 years ago, she started her own consulting, accounting and tax practice specializing in small companies and individuals. Residing and practicing in Frontenac, MO, Dr. Saban has also served as an expert witness in matters of taxation and teaches at the graduate level.

As the firm’s Financial Operations Officer (FinOp), Anna is securities Series 7, 27, 63, and 66 licensed with NIC, and life and health insurance licensed with Nicol & Associates.

 
Donald H. M. Currie; MBA, Principal
Donald H. M. Currie received his Bachelor of Science, Business Administration (1972) and Masters of Business Administration with a concentration in Finance (1976) from Washington University. From 1953 until 1962, Mr. Currie was a Radar Technician and Instructor with the USAF. From 1962 until 1994, McDonnell Douglas Engineering Planning & Administration employed him. Since 1972, he has owned Tax Associates, a tax preparation business.

Mr. Currie has been continuously employed in the securities industry since 1984 and holds a Series 6, 7, 24, and 63 Securities registration. Since 1982, he has been licensed as a life and health insurance agent with the Nicol Agency.

 
Linda K. Nolan; Dean
Linda studied business at Southern Illinois University at Edwardsville. Over the last 19 years, she has owned and operated several successful businesses. Linda has been Fire, Casualty, Life and Health licensed since 1988 and securities Series 6, 63, and variable contract licensed since 1991. Linda joined the Nicol & Associates team in 1992.

 
Stephen J. Doroghazi, Jr., Dean
Steve received his Bachelor of Arts (BA) and Juris Doctor (JD) Degrees from St. Louis University and is a member of the State Bars of Illinois and Missouri. Upon his graduation, he acquired substantial insurance claims and in-house litigation experience for a Fortune 500 Company located in the St. Louis Area. Since the early 1990's, Steve's private practice has specialized in estate planning and personal injury.

In addition to his legal background, since 1995, Steve has been with and assisting the Nicol Agency with estate planning and is licensed as a registered representative and principal (Series 7, 24 & 63 securities license) and life, health, variable, fire and casualty insurance producer.

 
Beth Millas,Assistant Dean
 
Kathy Parks ,Assistant Dean
 
Karen Beasley
 
Associates of Nicol Financial Services are:
registered representatives of and offer securities through: Nicol Investors Corporation (NIC), Member FINRA and SIPC; and/or
Investment Advisor Representatives of Nicol Advisors Corporation (NAC); and/or Insurance Producers of Kevin G. Nicol & Associates, Inc.
Kevin G. Nicol & Associates, Inc.; NIC; and NAC are subsidiaries of Nicol Enterprises, Inc.
(NEI)NEI, Nicol Financial Services, and Nicol Properties are all separate business entities.
 Nicol Investors Corporation is licensed in AR, CA, CO, CT, FL, IL, IN , KS, KY, MI,MN, MO, NE, OH, OK ,OR,TN &TX.